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What to Expect

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Frequently Asked Questions

Quick answers to common questions about our tax calculators

How accurate are your tax calculations?

Our calculators use official 2025 IRS tax brackets and up-to-date state tax rates. We maintain 99.8% accuracy and update our algorithms annually with the latest tax law changes.

Why is my take-home pay different from my actual paycheck?

Paychecks may include additional deductions like health insurance, retirement contributions, or other withholdings that aren’t included in basic tax calculations. Our calculator focuses on federal, state, and FICA taxes.

Do you include local/city taxes in calculations?

Yes! We include local taxes for major cities like NYC, San Francisco, and Chicago. If your city has local income tax, it will be calculated automatically when you select your state.

How often are tax rates updated?

We update our tax rates annually based on IRS publications and state tax authority announcements. Our calculators currently use 2025 tax brackets and will be updated for 2026 in January.

Is my financial data safe with your calculator?

Absolutely! We don’t store any personal financial data. All calculations happen locally in your browser, and we never save your income information or tax details.

Why are FICA taxes calculated separately?

FICA (Social Security and Medicare) taxes are separate from income tax and have different rules. Social Security tax applies only to the first $168,600 of income, while Medicare tax applies to all income.

How do I calculate taxes for multiple states?

Currently, our calculator handles one state at a time. If you work in multiple states, calculate each state separately and consult a tax professional for multi-state filing guidance.

What’s the difference between gross and net pay?

Gross pay is your total salary before deductions, while net pay (take-home pay) is what you receive after federal, state, local, and FICA taxes are deducted.

Do you support self-employment tax calculations?

Our main calculator focuses on W-2 employees. For self-employment taxes (which include additional Medicare tax and self-employment tax), we recommend consulting a tax professional.

Can I use your calculator for tax planning?

Yes! Many users employ our calculator for tax planning, understanding how raises affect take-home pay, and comparing take-home pay across different states. However, always consult a professional for complex tax situations.

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