US Pay Calculator
Calculate Your Exact Take-Home Pay in 60 Seconds
Your Take-Home Pay
Tax Breakdown
Pay Frequency Breakdown
Why Choose Our US Pay Calculator?
Most Accurate
Updated with 2025 tax rates and brackets for precise calculations.
All 50 States
Complete coverage of all US states and territories.
Local Taxes Included
City and local taxes calculated for NYC, SF, Chicago and more.
100% Free
No registration required. Unlimited calculations for free.
Mobile Friendly
Optimized for all devices – desktop, tablet, and mobile.
Detailed Breakdown
Comprehensive tax breakdown showing where every dollar goes.
State-Specific Pay Calculators
Click on any state to calculate take-home pay with local tax rates
Frequently Asked Questions
How is take-home pay calculated in the US?
Take-home pay is calculated by subtracting federal income tax, state income tax, Social Security tax (6.2%), and Medicare tax (1.45%) from your gross pay. Some states and cities have additional local taxes that are also deducted.
Which US states have no income tax?
Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming have no state income tax. However, New Hampshire taxes dividend and interest income.
How often are tax rates updated in this calculator?
We update our tax rates annually based on IRS publications and state tax authority announcements. Our calculator uses the most recent 2025 tax brackets and rates.
What’s the difference between gross pay and net pay?
Gross pay is your total salary before any deductions, while net pay (take-home pay) is what you actually receive after all tax deductions and withholdings.
How does filing status affect my taxes?
Filing status (Single, Married) affects your tax brackets and standard deduction. Married couples typically have higher income thresholds for each tax bracket compared to single filers.
What are FICA taxes?
FICA taxes include Social Security (6.2% on income up to $168,600 in 2025) and Medicare (1.45% on all income, plus 0.9% additional Medicare tax on income over $200,000 for single filers).
Do I pay state taxes if I work remotely for a company in another state?
Generally, you pay state income tax to the state where you physically perform the work. However, some states have reciprocity agreements, and complex rules apply for remote workers.
What is the standard deduction for 2025?
For 2025, the standard deduction is $15,700 for single filers and $31,400 for married couples filing jointly. This amount is adjusted annually for inflation.
How can I reduce my taxable income?
You can reduce taxable income through retirement contributions (401k, IRA), health savings accounts (HSA), flexible spending accounts (FSA), and eligible tax deductions and credits.
What’s the difference between tax credits and tax deductions?
Tax deductions reduce your taxable income, while tax credits directly reduce your tax liability dollar-for-dollar. Credits are generally more valuable than deductions.
Why Our Calculator Beats The Competition
| Feature | ADP Calculator | Zailoo Calculator |
|---|---|---|
| Free Usage | ❌ Limited | ✅ 100% Free |
| No Registration Required | ❌ Required | ✅ Not Required |
| Local City Taxes | ❌ No | ✅ Yes |
| Mobile Optimized | ⚠️ Slow | ✅ Fast |
| Tax Explanations | ❌ Basic | ✅ Detailed |
| All 50 States | ✅ Yes | ✅ Yes |
| 2025 Tax Data | ❌ No | ✅ Yes |